Actuarial Research Group, Inc., was founded in 1976 as a research-oriented consulting firm specializing in statistical and insurance problems related primarily to medical professional liability. Most of our work has focused on healthcare systems, but we have also done work for a variety of physician groups, including a large teaching program in the Texas Medical Center in Houston. Over the years we have expanded into other areas, including preparation of funding and reserve evaluations for general liability, workers’ compensation, and unemployment compensation programs. In addition, we evaluate medical payment reserves for healthcare plans, including a large plan based in Houston.
We are presently serving as consulting actuaries to various self-insured healthcare providers, including individual hospitals, multi-hospital systems, physician groups, and long-term-care facilities. These providers vary geographically from California to Pennsylvania to Florida to Texas. Several of these clients have formed captive insurance companies, typically offshore, for which we have prepared feasibility studies and pro forma financial projections